Your money's got
a wingman now.
Beaver watches your accounts 24/7. It roasts credit-card debtoverspending, celebrates the wins, and never lies about how long your money actually lasts.
Connect your bank in 60 seconds. Beaver maps your fastest debt payoff, catches the markup on your delivery orders, and tells you the truth about safe-to-spend, not a feel-good number that leaves you broke by Thursday.
4.9 average rating
50,000+ humans getting their money together
Good morning
Hey, Sarah 👋
Net worth
$24,387.92
Today's briefing
$84 found
3 subscriptions worth a second look
Debt streak: 14 days
Optimal payments made
Roast incoming
You spent $112 on food delivery
Delivery tax this month
$112
Runway
47 days
Beaver AI
Found 3 zombie subs.
Want me to flag them?
Payoff*
38 mo → 23 mo
12,000+ banks
Every US + Canadian bank, via Plaid.
Multi-model AI
A wingman, not just a chatbot.
Bank-level encryption
256-bit AES, read-only access.
Free to start
No card required. Cancel anytime.
*Example based on a $32k balance with an extra $300/mo toward debt. Your numbers depend on your debt and budget.
Built with bank-level trust
You've had these moments.
Everyone has.
Money stress isn't a spreadsheet problem. It's a 3-times-a-day feeling. Beaver is built for the moments, not the charts.
11:04 PMThe late-night balance check
Opening your banking app with one eye closed, hoping the number isn't what you think it is.
8:37 PMThe "I'm in" you instantly regret
Saying yes to the birthday dinner, then quietly doing math on the menu while everyone orders apps.
5:52 PMThe tap-and-hope
That half-second at checkout where you genuinely don't know if it'll go through.
You're not bad with money.
You just can't see where it goes.
Four quiet leaks drain the average household thousands a year, and your banking app is never going to point them out.
The average North American carries
$0
in non-mortgage debt
Mostly on cards at 20%+. Beaver maps your fastest way out.
Bleeding to forgotten autopay
$0/yr
in zombie subscriptions
Beaver finds them all and hands you the kill list.
The laziness tax on delivery
~$0/yr
in hidden delivery markup
Service, delivery, and inflated menu fees. Nobody else tracks this.
How long your money actually lasts
0 days
of real runway
Most apps won't tell you. Beaver shows it daily.
Beaver finds every leak, names it out loud, and hands you the plug. Keep scrolling.
Four things no other money app does at once.
An AI wingman with a mouth
Honest answers with cited transactions, roast mode, zero homework.
Real safe-to-spend
A runway number that's actually true.
Safe to spend
$614
until payday · rent + bills already fenced off
Delivery-tax radar
Sees the markup on every order. Nobody else tracks this.
$18 burrito, decoded
An actual debt blueprint
Avalanche, snowball, or consolidation — with the exact month you go free.
Debt-free date
Sept 2027
Interest saved
$4,182
Step 1 · The truth
One screen. Zero lies.
Real safe-to-spend, real runway, every account in one place. No inflated feel-good number that leaves you broke by Thursday.
Step 2 · The plan
Goals that fund themselves.
Step 3 · The wingman
Ask anything. Get receipts.
Step 4 · The vault
Every document, weaponized.
Good morning
Hey, Sarah 👋
Net worth
$24,387.92
Today's briefing
$84 found
3 subscriptions worth a second look
Debt streak: 14 days
Optimal payments made
Roast incoming
You spent $112 on food delivery
Step 1 · The truth
One screen. Zero lies.
Real safe-to-spend, real runway, every account in one place. No inflated feel-good number that leaves you broke by Thursday.
Step 2 · The plan
Goals that fund themselves.
Set the goal and the date. Beaver back-solves the payday amount, finds the leaks that pay for it, and shows you pulling ahead of schedule.
Step 3 · The wingman
Ask anything. Get receipts.
Beaver AI reads your actual transactions and answers with cited numbers — not generic advice. Roast mode optional, but recommended.
Step 4 · The vault
Every document, weaponized.
Receipts, warranties, leases — OCR'd, filed, and searchable in plain English. Beaver acts on the fine print so you don't have to read it.
Beaver AI
Multi-model AI · cross-checked for accuracy
How am I doing this month?
Babe. You spent $340 on food delivery, $112 on rideshares to grab dinner, and $0 on groceries. The kitchen is right there. 💰
An AI that acts like a friend,
thinks like an accountant.
Beaver isn't a chatbot. It reads your transactions, knows your goals, and runs every answer through an AI gateway routing to multiple frontier models, cross-checked so the advice is right, the tone is human, and the tax math never hallucinates.
Reads your real data
Cited transactions, not generic advice.
Action items, not lectures
Every insight becomes a to-do with a deadline and a saved-so-far tracker.
US + Canada native
Knows TFSA, RRSP, FHSA, 401(k), Roth, HSA, plus CRA and IRS rules.
Read-only by design
Beaver preps every move. Only you can move money.
Wake up to your money already read.
Every morning, Beaver writes you a 90-second briefing: what hit overnight, what's coming, what's quietly costing you, and the one or two moves worth making today. Not a wall of notifications — a note from something that actually read your accounts.
- Beaver's Take: your money's story today, in plain English
- Smart moves with real dollar impact — accept and track in one tap
- The week ahead: bills, payday, and anything that needs you
Most alerts tell you what already happened. A briefing tells you what to do about today.
Daily briefing
Friday, July 3 · 7:02 AM
Beaver's take
Good news first: payday lands today and rent is already fenced off. You're on a 14-day streak of optimal card payments. One thing needs you: your fitness sub renews Friday — month five. Decide before lunch and this week is perfect.
$614
Safe to spend
47 days
Runway
$3.11/day
Interest accruing
Today's smart moves
Pay Visa $420 today, not the $180 minimum
Saves $14 interest
Your fitness sub renews Friday — month 5. Still worth it?
Saves $12.99/mo if not
The week ahead
Stop guessing if you can
afford your habits.
Beaver does a deterministic cash-flow forecast: your real income, your real bills, your real spending pace. It tells you exactly how many days your money lasts, and warns you before an NSF hits, with the exact savings move prepped for your approval. No inflated “safe to spend.” If the number's ugly, Beaver tells you anyway. That's the whole point.
Your auto-budget
September 2026
Beaver studied your real spending: paychecks, rent, that suspicious amount of food delivery, and drafted a budget that actually fits your life.
Auto-paid Sept 1
$226 left · 12 days
Beaver flagged 4 deliveries
3 zombies caught this month
On track
Plenty left
On plan · streak 6 mo
Beaver, just now
Life changed? Tell me (new job, baby, move) and I'll rebuild this in seconds.
Cash-flow forecast
Your runway in days. Beaver predicts NSFs before they happen and preps the exact savings move to cover it.
Decision support
"Can I afford the move?" "Should I take this job?" Beaver runs scenarios on your real numbers in seconds.
Smart categorization
Every transaction tagged in 2 seconds. Train it once with a tap; it remembers forever.
90-second daily briefing
What hit, what cleared, what to act on. No noise. Read it on the toilet, get on with your day.
Stop refreshing the bank app at 3 AM.
Beaver's already on it. Sleep is free.
Stop paying debt the wrong way. Here's your blueprint.
Beaver runs avalanche (lowest interest cost) and snowball (fastest wins) on your real balances, then shows the exact month you're free.
In this $32k example, switching from minimums to an avalanche plan with $300 extra a month clears the debt in 23 months instead of 38 and saves $4,182 in interest.
*Your result depends on your balances and what you can add each month.
- Personalized to your real APRs and minimums
- A visual debt-free date you can screenshot and frame
- Avalanche, snowball, or consolidation research
- Confetti when each card hits zero
Total debt
$32,220
Highest APR first (saves the most interest)
Mastercard
$6,900
Visa Card
$4,820
Line of Credit
$8,200
Student Loan
$12,300
Payoff trajectory
Months saved
15
Interest saved
$4,182
"Can I really afford this?"
Beaver builds the plan.
Most purchases get financed. BNPL, credit cards, store plans, all add interest you don't see at checkout. Beaver runs the real monthly cost and shows exactly which everyday spending tweaks free up the payment so the new toy doesn't wreck your budget.
Pick something tempting
How will you pay?
Designer couch
Sticker price $1,800 · BNPL 12-month plan
Real monthly cost
$162
/ month
Over 12 months. +$150 in interest paid to the lender.
Term
12 months
Total paid
$1950
Interest
+$150
Beaver's plan to fit $162/mo
monthly trimsTrim 3 food delivery orders
Pickup mode
+$30
Brew coffee at home 2 days a week
Coffee shop habit
+$40
Cancel 2 zombie subscriptions
Beaver's auto-find
+$30
Skip 1 grocery delivery (pickup)
Markup avoided
+$28
Found in your spending
$128/mo
Beaver says
Tight. The four trims only cover $128/mo, you're still $34/mo short. Save up first, switch to BNPL Pay-in-4, or pick a less expensive option. Beaver will run a fresh plan if you tap one above.
Your $13 burrito just cost you $19.
Every food delivery and grocery delivery tap quietly layers a menu markup, a service fee, a delivery fee, then a tip on top of all of it. Beaver flags the leak, runs the annual math, and quietly retrains the habit.
Your favourite burrito spot
1.2 km away · ETA 32 min
Menu
$13.45
You paid
$19.12
Markup
+42%
$5.67 in fees on a $13.45 burrito. Order this 3×/week → $885/year in fees alone.
Beaver doesn't shame you.
It coaches you.
Every fee gets logged. Every habit gets named. Every change gets celebrated. Beaver builds a streak, throws confetti when you skip a tap, and shows the running annual savings, so the new habit feels like a win, not a punishment.
Beaver · just now
4th food delivery this week. Pickup mode saves $6 tonight, $24 this week. Want me to set the timer?
Habit streak · 12 days
You've picked up 3 of last 4 orders. $18 banked — Beaver prepped the Visa payment, you tapped approve.
Money Wrapped preview
Delivery fees this year: $540. That's a flight to Vancouver.
Cook twice a week.
Beaver banks the difference.
Get your number
What's your delivery tax?
Assumes a conservative 32% of what you pay goes to markup, fees, and tip — typical all-in delivery surcharge runs 30–90% above the menu price.
The leaks Beaver plugs first
The average heavy user leaks four figures a year to these four habits. Recover the first one this week.
Delivery markup
Food delivery apps
$960/ year
You order 14×/mo. A $13 burrito quietly becomes $19 once fees and tip stack on. Beaver nudges you to pickup mode for the same food without the surcharge.
Grocery delivery
Grocery delivery apps
$1,440/ year
Avg item is 12% above shelf, plus service + delivery + tip. A $180 cart costs you $241. Beaver flags better weeks to order vs. shop.
Daily coffee habit
Coffee shop tap-and-go
$1,825/ year
$5/day × 365 = a vacation. Beaver does the math, suggests a $2 home brew streak, celebrates every skipped tap.
Subscription zombies
Streaming · gyms · apps
$1,008/ year
Streaming you forgot you stacked, a gym that's billed you nine months straight, two cloud plans holding the same files. Beaver catches every one and lines them up so cancelling takes minutes.
Dream trips, new tech, rainy days, all in one place.
Set a goal with a photo, and Beaver auto-tags money toward it every payday using rules you control. Watch it fill week by week. Built on a 50/30/20 jar split (Needs, Wants, Savings) so you always know what's safe to spend, guilt-free.
Read-only, tag-don't-move automation. Beaver never touches your money. It just shows you where it should go.
Goal · Japan trip
$3,200 of $5,000
On track for March 2027 · $150/payday auto-tagged
Your Money Plan jars
Needs
50%Wants
30%Savings
20%68%
to Architect
1,240 XP this month. Keep it alive, don't break the chain.
Level ladder
Badges earned
Turn money wins into a game you actually want to play.
Earn XP for the good stuff: skipping a delivery order, staying under budget, daily check-ins. Climb from Kit to Grand Architect. Unlock badges. Keep your streak alive. It's a fitness tracker for your money.
Stop overpaying the
CRA & the IRS.
Beaver runs a continuous tax optimization engine. RRSP, FHSA, TFSA, 401(k), Roth, HSA: all tracked, all automated, all bracket-aware.
Your contribution stack
Beaver dynamically reorders this priority list using your real income and marginal rate.
FHSA
$8,000
RRSP
$33,810
TFSA
$7,000
401(k)
$23,500
HSA
$4,300
Roth IRA
$7,000
Home Buyer Triple-Stack
Up to $280,000 tax-efficient
For Canadian first-time buyers. Beaver maps the optimal blend across all three programs.
FHSA
couple max
$80,000
HBP
RRSP withdrawal
$120,000
TFSA
tax-free already
$80,000
+ your TFSA balance · combined for couples
Quarterly nudges
- Q1RRSP deadline is March 1. A $5,000 contribution saves $1,750 in tax.
- Q3YTD $68k. An extra $3k RRSP keeps you in the 26% bracket instead of 29%.
- Q4Tax-loss harvesting: an ETF in your portfolio is down 12%. Sell, rebuy a similar one, bank the loss.
Every receipt, lease, and policy:
read, remembered, weaponized.
Snap it. Drop it. Forget it. Beaver reads the fine print, remembers every date, and answers when you ask. Your car's protection package, the fridge's extended warranty, last March's receipt — all one question away.
Warranty Sniper
Drop any receipt. We OCR the warranty, alert you 30 days before expiry, and shop the web for cheaper extended cover.
Cordless vacuum: expires in 28 days
Found extended cover at a warehouse club for $59 (saves $20 vs the manufacturer).
Lease Guardian
Reads your rental agreement. Flags rent-hike caps, tenant rights by province, and notice-to-vacate dates.
Tax Shoebox
Auto-categorize every receipt as a deductible. CRA + IRS-ready bundle at year-end.
Bill Archive
Searchable by AI. "How much did I pay for hydro last summer?" answered in 0.3s.
$486.22 across June–Aug · 14% above 2024
Ask Beaver anything about your stuff
Your documents, on speaking terms.
Upload it once — a receipt, a warranty, your car's appearance-protection agreement — and it becomes something you can just ask about. Beaver reads the fine print, sets the expiry reminders, and pulls any document back up on request. Nobody else has this.
Never get surprised by a bill, or pay for Netflix you don't watch.
Beaver tracks every recurring charge, warns you before bills hit, and flags subscriptions you haven't touched in 3 months, all in one heads-up, not buried in ten apps.
Canceling subs feels good for a month. Beaver keeps you out of the hole for good.
Next 7 days
Rent
Large
$1,650
Hydro
Utility
$94
Phone plan
Recurring
$65
Car insurance
Recurring
$142
Streaming bundle
Review
$38
3 zombie subs found
That's $492/year on things you don't use.
Each of them does one thing.
Beaver does all four.
For less money, with a personality. Here's the honest side-by-side.
| Feature | WinnerBeaverise | YNAB | Monarch | Cleo |
|---|---|---|---|---|
| AI wingman + roast mode | Q&A assistant | Fun, weak budgeting | ||
| Honest safe-to-spend / runway | Rigid | Partial | ||
| Debt payoff (avalanche / snowball / consolidation) | Calculator only | Light | ||
| Delivery-markup detection | Unique | |||
| Gamified streaks / levels / badges | No progression | |||
| Daily briefing with next moves | Weekly recap | Chat pings | ||
| Payday save plans + goal nudges | Unique | Manual | Manual | |
| Action items with "saved so far" tracking | Unique | |||
| Document Vault: upload, ask, get expiry reminders | Unique | |||
| No cash-advance upsell | ||||
| Learning curve | Minutes | 4-6 weeks | Days | Minutes |
| Price (solo, billed annually) | $69.99/yr | $109/yr | $99.99/yr | Varies + fees |
Feature set and pricing as publicly listed, July 2026. Competitors are US-priced in USD.
vs YNAB
No 4-6 weeks of budget hell. Beaver learns your spending, no manual setup.
vs Monarch
All the automation, half the price, plus an AI wingman that actually talks.
vs Cleo
Cleo's fun. Beaver's fun AND crushes your debt, with no cash-advance upsell.
vs Rocket Money
Canceling subs feels good for a month. Beaver keeps you out of debt for good.
Roast cards. Wrap-ups. Wins.
Built for the group chat.
Every milestone gets a shareable card. Hit a debt-free date, kill a subscription, get roasted, and Beaver makes it Instagram-ready.
Sarah ate $431 of food delivery
while saving $0. Her kitchen filed a missing-person report. 💰
42
Health Score
"Beaver roasted me"
Your 2025 in money
Top splurge: 17 coffee shop runs in 4 days. We see you.
$28,442
saved this year
"Year-end recap, but for your wallet"
Visa Card → $0
Took down 19.99% APR in 4 months. 🔥 Streak: 28 days of perfect payments.
−$4,820
debt destroyed
"Share to brag"
$84/mo of zombies, terminated
Premium streaming, an audiobook sub seven months deep, and two services doing the exact same job.
$1,008
saved per year
"Beaver handed me the kill list"
From broke to debt-free in three taps.
Most apps want you to log every coffee. Beaver wants you to log in once, and never lift a finger again.
01
Connect your bank
Plaid links 12,000+ US and Canadian banks — every major issuer, read-only, 256-bit, 60 seconds.
02
Get the X-ray
Beaver scans every transaction, finds zombie subs, builds your debt timeline, and tells you the truth.
03
Crush, save, repeat
Beaver preps the perfect payment — highest APR first — and you approve in one tap. Watch your debt-free date sprint forward.
Maya K. · 29 · Brooklyn
Started with 3 maxed cards and a "whatever" budget.
“I didn't get a raise. I didn't move home. I just finally saw where it was all going — and Beaver roasted me until I stopped.”
Beaver found $312/month hiding in delivery markups, zombie subscriptions, and a gym she hadn't entered since 2024 — then aimed every dollar at her 24% APR card first, one tap-to-approve payment at a time. Every card at zero, 8 months later. Confetti included.
$11,240
debt cleared
8 months
start to zero
$312/mo
leaks found & redirected
Composite of beta-user results. Your timeline depends on your debt and budget.
Real users,
real receipts.
4.9
“Paid off $11k of credit card debt in 8 months. Beaver literally roasted me into submission.”
Maya K.
Brooklyn, NY · Pro
“The Damage Calculator alone saved me from a $3k impulse buy. My debt-free date moved up 6 months.”
James W.
Vancouver, BC · Pro
“Found 4 zombie subscriptions on my first sync. $61/month I'd been bleeding for almost a year. Felt sick. Then felt better.”
Priya S.
Austin, TX · Pro
“Beaver flagged that my Uber Eats orders were 38% markup. Switched to pickup. $180 a month back in my pocket.”
David L.
Chicago, IL · Pro
“Honestly, the roasts are funnier than my friends. Also I have $3k more in savings because Beaver preps my payday transfer and I just tap approve.”
Rachel B.
Toronto, ON · Pro
“FHSA + HBP planner mapped my whole down payment in 3 minutes. We close in March.”
Marc-André G.
Montréal, QC · Pro
“Used Mint, then Monarch, then Cleo. Beaverise is the first app that actually does something instead of just showing me charts.”
Sarah T.
Denver, CO · Pro
“Maxed my Roth, hit 401(k) match, and Beaver still found $240/mo of leaks to fund a real emergency fund. Quietly life-changing.”
Kenji O.
Seattle, WA · Pro
“Paid off $11k of credit card debt in 8 months. Beaver literally roasted me into submission.”
Maya K.
Brooklyn, NY · Pro
“The Damage Calculator alone saved me from a $3k impulse buy. My debt-free date moved up 6 months.”
James W.
Vancouver, BC · Pro
“Found 4 zombie subscriptions on my first sync. $61/month I'd been bleeding for almost a year. Felt sick. Then felt better.”
Priya S.
Austin, TX · Pro
“Beaver flagged that my Uber Eats orders were 38% markup. Switched to pickup. $180 a month back in my pocket.”
David L.
Chicago, IL · Pro
“Honestly, the roasts are funnier than my friends. Also I have $3k more in savings because Beaver preps my payday transfer and I just tap approve.”
Rachel B.
Toronto, ON · Pro
“FHSA + HBP planner mapped my whole down payment in 3 minutes. We close in March.”
Marc-André G.
Montréal, QC · Pro
“Used Mint, then Monarch, then Cleo. Beaverise is the first app that actually does something instead of just showing me charts.”
Sarah T.
Denver, CO · Pro
“Maxed my Roth, hit 401(k) match, and Beaver still found $240/mo of leaks to fund a real emergency fund. Quietly life-changing.”
Kenji O.
Seattle, WA · Pro
“Honestly, the roasts are funnier than my friends. Also I have $3k more in savings because Beaver preps my payday transfer and I just tap approve.”
Rachel B.
Toronto, ON · Pro
“FHSA + HBP planner mapped my whole down payment in 3 minutes. We close in March.”
Marc-André G.
Montréal, QC · Pro
“Used Mint, then Monarch, then Cleo. Beaverise is the first app that actually does something instead of just showing me charts.”
Sarah T.
Denver, CO · Pro
“Maxed my Roth, hit 401(k) match, and Beaver still found $240/mo of leaks to fund a real emergency fund. Quietly life-changing.”
Kenji O.
Seattle, WA · Pro
“Paid off $11k of credit card debt in 8 months. Beaver literally roasted me into submission.”
Maya K.
Brooklyn, NY · Pro
“The Damage Calculator alone saved me from a $3k impulse buy. My debt-free date moved up 6 months.”
James W.
Vancouver, BC · Pro
“Found 4 zombie subscriptions on my first sync. $61/month I'd been bleeding for almost a year. Felt sick. Then felt better.”
Priya S.
Austin, TX · Pro
“Beaver flagged that my Uber Eats orders were 38% markup. Switched to pickup. $180 a month back in my pocket.”
David L.
Chicago, IL · Pro
“Honestly, the roasts are funnier than my friends. Also I have $3k more in savings because Beaver preps my payday transfer and I just tap approve.”
Rachel B.
Toronto, ON · Pro
“FHSA + HBP planner mapped my whole down payment in 3 minutes. We close in March.”
Marc-André G.
Montréal, QC · Pro
“Used Mint, then Monarch, then Cleo. Beaverise is the first app that actually does something instead of just showing me charts.”
Sarah T.
Denver, CO · Pro
“Maxed my Roth, hit 401(k) match, and Beaver still found $240/mo of leaks to fund a real emergency fund. Quietly life-changing.”
Kenji O.
Seattle, WA · Pro
“Paid off $11k of credit card debt in 8 months. Beaver literally roasted me into submission.”
Maya K.
Brooklyn, NY · Pro
“The Damage Calculator alone saved me from a $3k impulse buy. My debt-free date moved up 6 months.”
James W.
Vancouver, BC · Pro
“Found 4 zombie subscriptions on my first sync. $61/month I'd been bleeding for almost a year. Felt sick. Then felt better.”
Priya S.
Austin, TX · Pro
“Beaver flagged that my Uber Eats orders were 38% markup. Switched to pickup. $180 a month back in my pocket.”
David L.
Chicago, IL · Pro
Made for your money, North of the border or south.
CAD and USD side by side. Beaver speaks both CRA and IRS — TFSA, RRSP, FHSA, HBP for Canadians; 401(k), Roth, HSA, IRAs for Americans. One app that doesn't pretend the border isn't there.
401(k) · Roth · HSA · IRS-aware
TFSA · RRSP · FHSA · HBP · CRA-aware
Pays for itself
the first week.
Most people catch more in hidden fees and markups in week one than Pro costs in a year. Start free, no card.
Launch pricing — locked for good.
Join now and this rate is yours forever, even when prices go up. Early members never pay more.
Free
🐣A brutally honest snapshot.
Forever. No credit card.
- Track accounts + real safe-to-spend
- 90 days of transaction history
- Basic spending insights + leak alerts
- Debt dashboard (view-only)
- 3 Beaver AI chats every day
- Bank auto-sync via Plaid + full history
- Unlimited AI wingman + roast mode
- Debt Kill Plan + Damage Calculator
- Savings Hub, Vault, Tax engine
Pro
💰The full autonomous wingman.
≈ $5.83/mo · launch rate, locked for good
7-day free trial, cancel in 2 taps. Early members keep launch pricing for good — even when prices rise.
- Unlimited Beaver AI + roast mode
- Real safe-to-spend + NSF early warning
- Debt Kill Plan: avalanche, snowball, debt-free month
- Damage Calculator: the real cost before you buy
- Delivery-tax radar: catch the markup on every order
- Savings Hub + Money Plan jars
- Streaks, levels & badges
- Tax intelligence: TFSA / RRSP / FHSA + 401(k) / Roth / HSA
- The Vault: warranties, leases, receipts, auto-filed
- Bill & subscription radar: kill the zombies
- Bank auto-sync via Plaid, hourly + full history
7-day free trial, or 30 days for new sign-ups, with a money-back guarantee. Cancel in 2 taps. Your data is yours: export or delete it in under a minute.
Is $9.99 worth it?
Beaver typically surfaces more in delivery markups, zombie subs, and avoided NSF fees in the first month than Pro costs all year. And the 7-day free trial means you see your real numbers before paying a cent.
What's the catch with free?
None. Free is genuinely useful: a snapshot plus leak alerts. It just doesn't include the autonomous stuff (AI wingman, debt plan, automation) that needs Pro to run.
What's the launch price-lock?
Subscribe during launch and your rate is locked for good — when prices go up later, yours doesn't. Plus a 7-day free trial to make sure it's love.
Can I cancel anytime?
Two taps, in-app. No phone calls, no retention maze.
Real answers, no fine print.
Your wallet's been flying solo.
Time for a wingman.
Built for the US and Canada. Connect your bank in 60 seconds and let Beaver get to work. Grab the app below, or drop your email for launch promos and monthly money tips.
50,000+ humans getting their money together
Available now on the App Store and Google Play.